questionText: To ask the Chancellor of the Exchequer, what assessment she has made of the potential impact of increased availability of long-term fixed-rate mortgages on first-time buyers.
answerText: While the design and availability of mortgages is a commercial decision for lenders in which the Government does not intervene, this Government welcomes innovation in the mortgage market, particularly where this provides borrowers with the greatest choice...
heading: Mortgages: First Time Buyers