questionText: To ask the Secretary of State for Environment, Food and Rural Affairs, if she will take steps to ensure that insurance companies do not make the provision of flood insurance conditional on actions being taken by third parties to provide protections where 
answerText: Insurers consider a range of factors in setting premiums and/or excesses in household insurance policies that include cover against flooding. Individual insurers will take different approaches to assessing flood risk. The decision to insure a property is ...
heading: Floods: Insurance