division_name: Pensions Bill
motion: <p pid="a.149.2/1" pwmotiontext="moved">moved Amendment No. 16:</p>
  
  <p class="indent" pid="a.149.2/2" pwmotiontext="moved">After Clause 10, insert the following new Clause&#8212;</p>
  
  <p class="indent" pid="a.149.2/3" pwmotiontext="moved">"Duty in relation to provision of free independent generic advice</p>
  
  <p class="indent" pid="a.149.2/4" pwmotiontext="moved">(1) The Secretary of State shall ensure that every jobholder aged 50 or over who becomes an active member of an automatic enrolment scheme under section 3 is also automatically enrolled to be offered free independent generic financial advice in accordance with subsections (2) and (3).</p>
  
  <p class="indent" pid="a.149.2/5" pwmotiontext="moved">(2) The advice referred to in subsection (1) shall be given, unless the jobholder chooses otherwise, in a face-to-face interview, and shall include integrated advice on the possible effects of pension contributions on the management of personal debt and the loss of means-tested benefits in retirement.</p>
  
  <p class="indent" pid="a.149.2/6" pwmotiontext="moved">(3) The advice referred to in subsection (1) shall be provided by a trained adviser, and shall be made available in the parliamentary constituency where the jobholder has their main place of residence or employment."</p>
  
  <p pid="a.160.1/1" pwmotiontext="considered">On Question, Whether the said amendment (No. 16) shall be agreed to?</p>
  
  <p pid="a.160.1/2" pwmotiontext="divided">Their Lordships divided: Contents, 66; Not-Contents, 151.</p>