text_body: --- DIVISION TITLE ---
  
  Opposition Day - Tax Credits (Working Families)
  
  --- MOTION EFFECT ---
  
  The motion rejected by the majority of MPs in this vote was:
  
  :That this House
  :''believes'' that people should be given support and incentives to find employment and stay in employment;
  :''notes'' that, at a time when the recovery is still fragile for many, the impact of a significant reduction in in-work tax credits could increase hardship and undermine the importance of making work pay;
  :''believes'' that any meaningful effort to address the real causes of high welfare costs should tackle the underlying drivers of low pay, housing costs and insecure working conditions;
  :''further notes'' that the threat of a Â£5 billion reduction in child tax credits would see 3.7 million working families lose an average of Â£1,400 a year in income; and 
  :''urges'' the Chancellor to guarantee that any assistance in the July 2015 Budget is focused solely on people on middle and low incomes.
  --- COMMENTS AND NOTES ---
  
  (put thoughts and notes for other researchers here)
  