text_body: --- DIVISION TITLE ---
  
  Opposition Day - Banking
  
  --- MOTION EFFECT ---
  
  @ MP voted aye for real reform and competition in the banking sector.
  @ MP voted no against real reform and competition in the banking sector. 
  The majority of MPs voted against real reform and competition in the banking sector. 
  
  The motion rejected in this vote was:
  
  :That this House
  :''believes'' that Government reforms have failed to deliver a competitive banking system which serves the interests of consumers or the needs of businesses and the British economy;
  :''is concerned'' that customers have limited choice and low levels of trust and confidence in the banking market;
  :''is disappointed'' that recent legislation has fallen short of the recommendations of the Independent Commission on Banking which called for action to diversify the sector and ensure that major new banking service providers are created;
  :''believes'' that banker remuneration remains unacceptably high;
  regrets the fact that it has taken the EU to act to rein in excessive bonuses in Britain in the absence of domestic action, but believes that the Government as a majority shareholder in RBS should not approve any request to increase the cap; and
  :''calls'' on the Government to prevent a return to business-as-usual in the banking sector, which continues to require real reform and competition so that the UK can earn its way out of the cost of living crisis.
  --- COMMENTS AND NOTES ---
  
  (put thoughts and notes for other researchers here)
  